Premium Rates

Basic Premium and Policy Amounts

Rates for the State of Texas, effective May 1, 2013
Policy Amount Basic Premium Policy Amount Basic Premium
$100,000 $875 $9,000,000 $39,141
$200,000 $1,429 $9,500,000 $41,021
$300,000 $1,983 $10,000,000 $42,901
$400,000 $2,537 $11,000,000 $46,661
$500,000 $3,091 $12,000,000 $50,421
$600,000 $3,645 $13,000,000 $54,181
$700,000 $4,199 $14,000,000 $57,941
$800,000 $4,753 $15,000,000 $61,701
$900,000 $5,307 $16,000,000 $64,371
$1,000,000 $5,861 $17,000,000 $67,041
$1,500,000 $8,141 $18,000,000 $69,711
$2,000,000 $10,421 $19,000,000 $72,381
$2,500,000 $12,701 $20,000,000 $75,051
$3,000,000 $14,981 $25,000,000 $88,401
$3,500,000 $17,261 $30,000,000 $96,401
$4,000,000 $19,541 $35,000,000 $104,401
$4,500,000 $21,821 $40,000,000 $112,401
$5,000,000 $24,101 $45,000,000 $120,401
$5,500,000 $25,981 $50,000,000 $128,401
$6,000,000 $27,861 $60,000,000 $144,401
$6,500,000 $29,741 $70,000,000 $160,401
$7,000,000 $31,621 $80,000,000 $176,401
$7,500,000 $33,501 $90,000,000 $192,401
$8,000,000 $35,381 $100,000,000 $208,401
$8,500,000 $37,261

For Policy Amounts Above $100,000:

I. For basic premium of policies $100,001-$1,000,000:

  1. Subtract $100,000 from policy amount
  2. Multiply result by $.00554 and round to the nearest whole dollar
  3. Add $875 to result

II. For basic premium of policies $1,000,001-$5,000,000:

  1. Subtract $1,000,000 from policy amount
  2. Multiply result by $.00456 and round to the nearest whole dollar
  3. Add $5,861 to result

III. For basic premium of policies $5,000,001-$15,000,000:

  1. Subtract $5,000,000 from policy amount
  2. Multiply result by $.00376 and round to the nearest whole dollar
  3. Add $24,101 to result

IV. For basic premium of policies $15,000,001-$25,000,000:

  1. Subtract $15,000,000 from policy amount
  2. Multiply result by $.00267 and round to the nearest whole dollar
  3. Add $69,701 to result

V. For basic premium of policies in excess of $25,000,000:

  1. Subtract $25,000,000 from policy amount
  2. Multiply result by $.00160 and round to the nearest whole dollar
  3. Add $88,401 to result

Non Residential Transactions:

Survey Modification Premium-Owner Policy:

  • Add an additional 15% of the applicable basic program

REM (T-19) Endorsement Premium-Loan Policy:

  • Add an addtional 10% of the applicable basic program

REM (T-19.1) Endorsement Premium-Owner Policy:

  • Add an additional 15% of the applicable basic program (or 10% if owner policy includes survey modification)